Travis Alan Tom (CRD #4762216) Has a Customer Dispute Disclosure on FINRA BrokerCheck

Travis Alan Tom is a broker with a customer dispute on FINRA BrokerCheck. We reviewed his BrokerCheck report on February 4, 2026. It reflects one customer dispute. If you invested with Travis Alan Tom and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Investor Disputes / Customer Complaints

Travis Tom’s FINRA BrokerCheck Report reflects one customer dispute disclosure. A summary of the dispute is below:

On December 31, 2025, a customer alleged Travis Tom purchased securities without authorization. The complaint states the customer requested compensation for losses when the securities were sold. According to Travis Tom’s FINRA BrokerCheck report, the activity was reported as occurring November 20, 2025 to November 21, 2025. The disclosure lists the product type as Equity Listed (Common & Preferred Stock). The matter was settled as of January 12, 2026 for $10,826.41.

Rule Summary #1: FINRA Rule 3260 (Discretionary Accounts)

FINRA Rule 3260 limits when brokers can exercise trading discretion in a customer’s account. FINRA Rule 3260 requires prior written authorization and firm acceptance for discretionary authority.

Rule Summary #2: FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade)

FINRA Rule 2010 requires firms and associated persons to observe high standards of commercial honor and just and equitable principles of trade. FINRA Rule 2010 is often cited in matters involving customer trust and fair dealing.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on His FINRA BrokerCheck report, Travis Alan Tom:

Is currently registered with Wells Fargo Advisors and Wells Fargo Clearing Services, LLC.

Has passed the Securities Industry Essentials (SIE) exam. Travis Tom has passed Series 7 and Series 6. He has also passed Series 66.

Was previously registered with firms that include Wells Fargo Investments, LLC and National Planning Corporation.

Kurta Law Can Help

If you have worked with Travis Tom and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Unauthorized Trading | Securities Attorney

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.