Thomas O’Mera (CRD #5143180) Has 7 Judgment/Lien Disclosures on FINRA BrokerCheck

Thomas O’Mera (CRD #5143180) is a broker with seven judgment/lien disclosures on FINRA BrokerCheck. We reviewed his BrokerCheck report on April 11, 2026. It reflects seven judgment/lien disclosures. If you invested with Thomas O’Mera and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Judgment / Lien

Thomas O’Mera’s FINRA BrokerCheck Report reflects seven judgment/lien disclosures. Summaries of two of those disclosures are below:

On January 27, 2026, Thomas O’Mera’s FINRA BrokerCheck Report disclosed a civil judgment/lien filed in Bay County Court in Bay County, Florida. BrokerCheck states the amount was $12,539.38 and the holder was Midland Credit Management. The disclosure is listed as satisfied.

On January 30, 2026, Thomas O’Mera’s FINRA BrokerCheck Report disclosed another civil judgment/lien filed in Bay County Court in Bay County, Florida. BrokerCheck states the amount was $6,843.78 and the holder was Midland Credit Management. This disclosure is also listed as satisfied.

Thomas O’Mera’s FINRA BrokerCheck Report also lists five additional judgment/lien disclosures in the same category. Those entries include other civil judgment/lien matters and one tax lien.

Rule Summary #1: FINRA Rule 1122 (Filing of Misleading Information as to Membership or Registration)

FINRA Rule 1122 bars a registered person from filing incomplete or inaccurate registration information with FINRA. Judgment and lien disclosures appear on BrokerCheck because reporting matters tied to registration records must be disclosed accurately and updated when required.

Rule Summary #2: FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade)

FINRA Rule 2010 requires associated persons to observe high standards of commercial honor and just and equitable principles of trade. Financial events on a BrokerCheck record can matter to investors because they may raise questions about a broker’s financial condition and overall compliance history.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on His FINRA BrokerCheck report, Thomas O’Mera:

Is currently registered with Merrill Lynch, Pierce, Fenner & Smith Incorporated.

Has passed the Securities Industry Essentials (SIE) exam. Thomas O’Mera has also passed Series 7 and Series 66.

BrokerCheck states he is registered with six self-regulatory organizations and 50 U.S. states and territories.

Kurta Law Can Help

If you have worked with Thomas O’Mera and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. A securities attorney can help you assess potential causes of action. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Securities Attorney | What is Securities Fraud

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.