Monica Baldwin is the Subject of an Investor Dispute

Monica Baldwin (CRD #: 1410593), a broker registered with Raymond James Financial Services, is the subject of an investor dispute. This disclosure appears on her BrokerCheck record, accessed on November 24, 2025. Keep reading if you have questions regarding her alleged conduct.

Investor Allegations

On October 8, 2025, an investor alleged that Monica Baldwin made misleading product recommendations and should have placed them in more growth-oriented investments.

The investor sought $100,000, but the dispute was denied by the firm. Investors should know that firms can deny disputes without any external review. You can still recover losses following a denial.

On September 6, 2019, FINRA awarded damages of $165,000 to an investor who alleged that Monica Baldwin over-concentrated investments and recommended unsuitable investments.

You can read a copy of the award here.

Misrepresentation

FINRA Rule 2020 prohibits the use of manipulation, deception, and other fraudulent methods to influence investors’ decisions. This includes the misrepresentation or omission of information, such as an investment’s potential returns, risks, fees, or limitations.

Background Information

Monica Baldwin has passed the following exams:

• Series 65 Uniform Investment Adviser Law Examination 
• Series 63 Uniform Securities Agent State Law Examination 
• SIE – Securities Industry Essentials Examination 
• Series 31 Futures Managed Funds Examination 
• Series 7 General Securities Representative Examination
• Series 10 General Securities Sales Supervisor – General Module Examination 
• Series 9 General Securities Sales Supervisor – Options Module Examination 
• Series 8 General Securities Sales Supervisor Examination (Options Module & General Module) 

She is a registered broker in 35 states and D.C. She is a registered investment adviser in Colorado and Texas.

Monica Baldwin has registered with nine firms. These are the five most recent:

• Raymond James Financial Services (CRD #: 6694)
• CitiGroup Global Markets (CRD #: 7059)
• Everen Securities (CRD #: 19616)
• Boettcher & Company (CRD #: 101)
• G. Edwards & Sons (CRD #: 4)

Kurta Law Can Help

If you worked with Monica Baldwin and you have concerns about your investments, please contact us today at 877-600-0098 or info@kurtalawfirm.com for a free consultation.

For over 20 years, Kurta Law has advocated on behalf of investors who want to recover their investment losses from brokers and brokerage firms. Kurta Law is a nationally recognized law firm that exclusively represents investors against brokers and brokerage firms on a contingency basis. This means that the firm only earns a fee if our securities attorneys recover money on your behalf.