Jonathan Christopher Rose (CRD #2469970) Has a Customer Dispute Disclosure on FINRA BrokerCheck

Jonathan Christopher Rose (CRD #2469970) is a broker with a customer dispute on FINRA BrokerCheck. We reviewed his BrokerCheck report on March 18, 2026. It reflects one customer dispute. If you invested with Jonathan Christopher Rose and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Investor Disputes / Customer Complaints

Jonathan Rose’s FINRA BrokerCheck Report reflects one customer dispute disclosure. A summary of the dispute is below:

On January 13, 2026, a customer alleged that dividend and capital gains were reinvested against instructions, which resulted in unauthorized transactions. The customer sought $5,000 in damages. Jonathan Rose’s FINRA BrokerCheck Report lists the product as a mutual fund. Osaic Wealth, Inc. denied the complaint on February 3, 2026. Jonathan Rose’s statement says he denied wrongdoing and maintained that the activity matched the client’s instructions. The firm also said the client’s understanding and recollection of account activity appeared inconsistent.

Rule Summary #1: FINRA Rule 3260 (Discretionary Accounts)

FINRA Rule 3260 bars a broker from exercising discretionary power in a customer’s account without prior written authorization and firm acceptance. When a complaint says transactions were made against instructions or without permission, this rule can become relevant.

Rule Summary #2: FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade)

FINRA Rule 2010 requires brokers and firms to observe high standards of commercial honor and just and equitable principles of trade. Complaints about unauthorized transactions often raise questions about whether the broker honored the customer’s directions.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on his FINRA BrokerCheck report, Jonathan Rose:

Is currently registered with Osaic Wealth, Inc.

Has passed the Securities Industry Essentials (SIE) exam. Jonathan Rose has passed Series 7. He has also passed Series 24, Series 66, and Series 63.

Was previously registered with firms that include FSC Securities Corporation, Rosechase Financial, Aegis Investments, Inc., and Piper Jaffray Inc.

Kurta Law Can Help

If you have worked with Jonathan Rose and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Unauthorized Trading | Mutual Fund Fraud

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.