Joel Sebastian Post (CRD #2653863) Has Regulatory and Termination Disclosures on FINRA BrokerCheck

Joel Sebastian Post (CRD #2653863) is a broker with disclosure events on FINRA BrokerCheck. We reviewed his BrokerCheck report on February 25, 2026. It reflects two regulatory events and one employment separation after allegations. If you invested with Joel Post and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Regulatory Action(s)

Joel Post’s FINRA BrokerCheck Report reflects two regulatory disclosures. Summaries are below:

Joel Post’s FINRA BrokerCheck report states that on November 10, 2025, the Florida Department of Financial Services initiated a regulatory action tied to continuing education requirements. The matter is listed as final with a consent resolution dated December 8, 2025. The report lists a $250 administrative fine paid on December 15, 2025.

In another regulatory disclosure, Joel Post’s FINRA BrokerCheck report reflects an earlier Florida insurance-licensing matter initiated on November 6, 2023. It shows a final consent resolution dated November 18, 2023. The report lists a $250 fine paid on November 28, 2023.

Employment Separation

The report also lists one employment separation after allegations. Joel Post’s FINRA BrokerCheck report states that Merrill Lynch, Pierce, Fenner & Smith Incorporated noted that he voluntarily resigned on December 16, 2011 after allegations tied to unapproved email communications sent to prospects. The product is listed as a private equity fund.

Rule Summary #1: FINRA Rule 2210 (Communications with the Public)

FINRA Rule 2210 sets standards for communications with the public. It includes rules for review, approval, and recordkeeping. Disclosures involving unapproved emails can raise questions about those controls.

Rule Summary #2: FINRA Rule 3110 (Supervision)

FINRA Rule 3110 requires firms to maintain supervisory systems and written procedures designed to ensure compliance. Communications issues may also relate to how a firm supervises and documents outreach to investors.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

1. Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.
2. Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.
3. Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.
4. Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on his FINRA BrokerCheck report, Joel Post:

Is currently registered with UBS Financial Services Inc.

Has passed the Securities Industry Essentials (SIE) exam. Joel Post has passed Series 7 and Series 31. He has also passed Series 66.

Was previously registered with firms that include Merrill Lynch, Pierce, Fenner & Smith Incorporated, Lehman Brothers Inc., Credit Suisse First Boston Corporation, and Paribas Corporation.

Kurta Law Can Help

If you have worked with Joel Post and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Securities Attorney | Securities Fraud

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.