Jeffrey M Gapinski (CRD #4830208) Has an Employment Separation Disclosure on FINRA BrokerCheck
Jeffrey M Gapinski (CRD #4830208) was previously registered as a broker. His FINRA BrokerCheck report lists an employment separation disclosure. We reviewed his BrokerCheck report on February 2, 2026. It reflects one employment separation. If you invested with Jeffrey M Gapinski and have concerns, keep reading.
BrokerCheck link: BrokerCheck
BrokerCheck report: BrokerCheck Report (PDF)
Employment Separation
Jeffrey Gapinski’s FINRA BrokerCheck Report reflects one employment separation disclosure. A summary of the disclosure is below:
On January 7, 2026, Summit Global Investments, LLC discharged Jeffrey Gapinski. Jeffrey Gapinski’s FINRA BrokerCheck report says the firm believed he coordinated with an unaffiliated investment advisory firm. The firm said this was tied to transferring client accounts. The report also states he used a personal email account to contact clients. The firm said this occurred outside firm supervision and recordkeeping. The report states he told clients his “advisory firm is changing.” The firm reported he also said the transition would “only change the name of the firm and nothing else.” The firm said he did not disclose he was departing. It also said he was arranging transfers to an unaffiliated advisory firm. The report notes at least one client signed transfer paperwork while believing the client was staying with the firm.
Rule Summary #1: FINRA Rule 3110 (Supervision)
FINRA Rule 3110 requires firms to maintain a supervisory system for associated persons. It also requires written supervisory procedures and oversight of business communications. Issues involving off-channel emails can raise supervision and compliance concerns.
Rule Summary #2: FINRA Rule 4511 (General Requirements)
FINRA Rule 4511 requires member firms to make and preserve required books and records. This includes business communications tied to securities activity. Recordkeeping supports supervision and investor protection.
Why This Matters to Investors (Regulation Best Interest)
Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.
Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.
Reg BI has four key obligations:
- Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.
- Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.
- Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.
- Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.
Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.
Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.
Background Information (from BrokerCheck)
Based on His FINRA BrokerCheck report, Jeffrey Gapinski:
Is not currently registered as a broker.
Has passed the Securities Industry Essentials (SIE) exam and Series 6. He has also passed Series 65 and Series 63.
Was previously registered with firms that include Ele Wealth Advisors, Inc., The Leaders Group, Inc., Transamerica Financial Advisors, Inc., and World Group Securities, Inc.
Kurta Law Can Help
If you have worked with Jeffrey Gapinski and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. Our firm represents clients nationwide in securities arbitration and related disputes. To speak with Kurta Law, call (877) 600-0098 or email info@kurtalawfirm.com.
Helpful resources: Failure to Supervise | Securities Attorney
For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.