Oscar Andres Hernandez Jr. (CRD #6755566) Has a Customer Dispute Disclosure onFINRA BrokerCheck

Oscar Andres Hernandez Jr. (CRD #6755566) is a broker with a customer dispute on FINRA BrokerCheck. We reviewed his BrokerCheck report on March 5, 2026. It reflects one customer dispute. If you invested with him and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Investor Disputes / Customer Complaints

Oscar Andres Hernandez Jr.’s FINRA BrokerCheck report reflects one customer dispute disclosure. A summary of the dispute is below:

On February 4, 2026, a client alleged that a former Citigroup Global Markets Inc. advisor failed to follow written instructions tied to the Nokia merger. The client claimed missing Nokia shares and sought $58,000 in damages. Oscar Hernandez’s FINRA BrokerCheck report lists the product type as equity (common and preferred stock). The matter was closed with no action on February 18, 2026.

Rule Summary #1: FINRA Rule 3110 (Supervision)

FINRA Rule 3110 requires firms to maintain a supervisory system designed to ensure compliance with securities laws and FINRA rules. When a complaint involves a processing error or missed instructions, supervision and controls can become key issues.

Rule Summary #2: FINRA Rule 2111 (Suitability)

FINRA Rule 2111 requires brokers to have a reasonable basis for recommendations and to match them to a customer’s investment profile. Disputes may raise questions about whether the investor’s objectives and instructions were handled appropriately.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

1. Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

2. Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

3. Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

4. Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on His FINRA BrokerCheck report, Oscar Hernandez:

Is currently registered with PNC Wealth Management LLC.

Has passed the Securities Industry Essentials (SIE) exam. Oscar Hernandez has passed Series 7. He has also passed Series 65 and Series 63.

Was previously registered with firms that include Citigroup Global Markets Inc. and Victory Capital Services, Inc.

Kurta Law Can Help

If you have worked with Oscar Hernandez and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. You can read more about potential claims and investor protections in the helpful resources below. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Unsuitable Investments | Securities Attorney

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.