Jamie Theresa Nowakowski (CRD #4472043) Has Customer Dispute Disclosures on FINRA BrokerCheck

Jamie Theresa Nowakowski (CRD #4472043) was previously registered as a broker. She has customer dispute disclosures on FINRA BrokerCheck. We reviewed her BrokerCheck report on May 14, 2026. It reflects eight customer disputes. If you invested with Jamie Nowakowski and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Investor Disputes / Customer Complaints

Jamie Nowakowski’s FINRA BrokerCheck Report reflects eight customer dispute disclosures. Two summaries are below. Six additional customer dispute disclosures are listed on the report.

On April 10, 2026, a claimant alleged Jamie Nowakowski recommended unsuitable investments. Jamie Nowakowski’s FINRA BrokerCheck Report lists the product as alternative investments. The claimant seeks $50,000 to $100,000 in damages. The dispute is pending in FINRA arbitration, docket number 26-00379.

On March 3, 2025, a customer alleged unsuitable investments. Jamie Nowakowski’s FINRA BrokerCheck Report lists the product as alternative investments. The customer sought $190,000 in damages. The matter settled on September 6, 2025 for $62,500. Jamie Nowakowski’s FINRA BrokerCheck Report lists no individual contribution.

Rule Summary #1: FINRA Rule 2111 (Suitability)

FINRA Rule 2111 requires a broker to have a reasonable basis for a recommendation. It also requires the recommendation to match the customer’s investment profile.

Rule Summary #2: FINRA Rule 3110 (Supervision)

FINRA Rule 3110 requires firms to supervise the activities of each associated person. It matters when a dispute raises questions about product review, approval, or complaint handling.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on her FINRA BrokerCheck report, Jamie Nowakowski:

Is not currently registered as a broker.

Has passed the Securities Industry Essentials (SIE) exam. Jamie Nowakowski has passed Series 7 and Series 6. She has also passed Series 65, Series 63, Series 24, and Series 26.

Was previously registered with firms that include Equitable Advisors, Coastal Equities, and Wells Fargo Advisors Financial Network.

Kurta Law Can Help

If you worked with Jamie Nowakowski and have concerns, Kurta Law may be able to help. A securities attorney can review potential causes of action. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Securities Attorney | Unsuitable Investments

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. An attorney can review your account and explain possible next steps.