Harrison Chi Chang (CRD #4183646) Has Multiple Customer Dispute Disclosures on FINRA BrokerCheck

Harrison Chi Chang (CRD #4183646) is a broker with customer disputes on FINRA BrokerCheck. We reviewed his BrokerCheck report on April 10, 2026. It reflects three customer disputes. If you invested with Harrison Chi Chang and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Investor Disputes / Customer Complaints

Harrison Chang’s FINRA BrokerCheck Report reflects three customer dispute disclosures. Summaries of two reported disputes are below. One additional customer dispute disclosure also appears on the report.

On January 30, 2026, a customer dispute was reported as pending. The customer alleged Harrison Chang did not act in the retail customer’s best interest when recommending an investment in February 2019. The customer requested $200,000 in damages. Harrison Chang FINRA BrokerCheck lists the matter as a customer dispute that remains unresolved.

On April 14, 2025, a customer dispute involving Harrison Chang was reported as settled. The claim alleged an investment recommendation was unsuitable and misleading. The customer requested $388,000 in damages, and the matter settled for $170,000. Harrison Chang FINRA BrokerCheck links the disclosure to Western International Securities, Inc.

Rule Summary #1: FINRA Rule 2111 (Suitability)

FINRA Rule 2111 requires a broker to have a reasonable basis for a recommendation. Customer disputes often question whether the investment matched the client’s needs, risk tolerance, and objectives.

Rule Summary #2: FINRA Rule 3110 (Supervision)

FINRA Rule 3110 requires firms to maintain a supervisory system that is reasonably designed to achieve compliance. When a recommendation is challenged, questions can also arise about how the firm supervised the broker’s sales practices.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on his FINRA BrokerCheck report, Harrison Chang:

Is currently registered with Innovation Partners LLC.

Is also registered as an investment adviser representative with IP Financial Advisory Services LLC.

Has passed the Securities Industry Essentials (SIE) exam. Harrison Chang has also passed Series 7, Series 3, Series 63, and Series 66.

Was previously registered with firms that include Western International Securities, Inc. and J.P. Morgan Securities LLC.

Kurta Law Can Help

If you have worked with Harrison Chang and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Securities Attorney | Security Fraud

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.