Audrey Ann Nachor (CRD #1951771) Has a Customer Dispute and Employment Separation Disclosure on FINRA BrokerCheck

Audrey Ann Nachor (CRD #1951771) was previously registered as a broker and has a customer dispute disclosure and an employment separation disclosure on FINRA BrokerCheck. We reviewed her BrokerCheck report on April 11, 2026. It reflects one pending customer dispute and one employment separation after allegations. If you invested with Audrey Ann Nachor and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Employment Separation

Audrey Nachor’s FINRA BrokerCheck Report reflects one employment separation disclosure. A summary is below:

On February 3, 2026, PFS Investments discharged Audrey Nachor. Audrey Nachor’s FINRA BrokerCheck report states the firm said customers invested in a non-PFSI investment through her, received promissory notes, and had not received their investment funds back. The disclosure also states the firm said she borrowed from several customers.

Investor Disputes / Customer Complaints

Audrey Nachor’s FINRA BrokerCheck Report reflects one customer dispute disclosure. A summary of the dispute is below:

On January 23, 2026, a customer alleged Audrey Nachor arranged a non-PFSI investment and did not return the customer’s investment funds. Audrey Nachor’s FINRA BrokerCheck report lists the matter as a pending written complaint. The customer requested $155,000 in damages.

Rule Summary #1: FINRA Rule 3240 (Borrowing From or Lending to Customers)

FINRA Rule 3240 generally bars registered persons from borrowing money from customers unless a narrow exception applies and firm procedures allow it. Disclosures involving personal loans or promissory notes can raise questions about whether those limits were followed.

Rule Summary #2: FINRA Rule 3280 (Private Securities Transactions of an Associated Person)

FINRA Rule 3280 requires written notice before a person participates in a private securities transaction outside the firm. When a customer invests in a non-firm product through a representative, the rule can become relevant.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Reg BI has four key obligations:

1.    Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

2.    Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

3.    Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

4.    Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on Her FINRA BrokerCheck report, Audrey Nachor:

Is not currently registered.

Has passed the Securities Industry Essentials (SIE) exam. Audrey Nachor has also passed Series 6, Series 26, and Series 63.

Was previously registered with PFS Investments Inc.

Kurta Law Can Help

If you have worked with Audrey Nachor and you have concerns about her activity, Kurta Law may be able to help you evaluate your legal options. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: FINRA Rule 3240 | Securities Attorney

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.