Albert Joseph Wojcik II (CRD #1397509) Has Customer Dispute and Judgment/Lien Disclosures on FINRA BrokerCheck

Albert Joseph Wojcik II (CRD #1397509) was previously registered as a broker and has customer dispute and judgment/lien disclosures on FINRA BrokerCheck. We reviewed his BrokerCheck report on March 18, 2026. It reflects four customer disputes and one judgment/lien. If you invested with Albert Joseph Wojcik II and have concerns, keep reading.

BrokerCheck link: BrokerCheck

BrokerCheck report: BrokerCheck Report (PDF)

Investor Disputes / Customer Complaints

According to Albert Wojcik II’s FINRA BrokerCheck Report, four customer dispute disclosures appear. A summary of two of those disputes is below.

On January 14, 2026, customers alleged he recommended REIT investments that were not in their best interest and caused losses. They requested $100,000 in damages. BrokerCheck lists the matter as pending and says the FINRA arbitration was filed on November 19, 2025, under docket number 25-02566.

On July 20, 2015, a customer alleged unsuitability involving a variable annuity. BrokerCheck says the complaint was denied on August 7, 2015. The claimed damages were not specified, but the report says they were reasonably believed to exceed $5,000.

BrokerCheck lists two additional customer dispute disclosures. One involved a denied 2013 complaint about fees and market fluctuations in a unit investment trust. The other involved a denied 2010 complaint that a mutual fund purchase was unsuitable.

Judgment / Lien

Albert Wojcik II’s FINRA BrokerCheck Report also reflects one judgment/lien disclosure. BrokerCheck shows a $1,450.85 civil judgment filed on October 19, 2015, in Jackson County 12th District Court in Jackson, Michigan. The report lists Sean Carrol as the holder and states the judgment/lien remains outstanding.

Rule Summary #1: FINRA Rule 2310 (Direct Participation Programs)

FINRA Rule 2310 covers public offerings of direct participation programs and certain REITs. It requires suitability standards and reasonable grounds for recommendations. Disputes over REIT sales can raise questions about whether the recommendation fit the investor’s needs and risk profile.

Rule Summary #2: FINRA Rule 2111 (Suitability)

FINRA Rule 2111 requires a reasonable basis for each recommendation. A broker should match the recommendation to the customer’s investment profile. Complaints about unsuitable products often focus on risk tolerance, liquidity needs, and investment objectives.

Why This Matters to Investors (Regulation Best Interest)

Regulation Best Interest (Reg BI) is a U.S. securities regulation. It strengthens the standard of conduct that broker-dealers owe to retail investors. It applies when they recommend securities transactions or investment strategies. The U.S. Securities and Exchange Commission adopted Reg BI. It became effective on June 30, 2020. Reg BI aims to protect investors while preserving access to brokerage products and services.

Reg BI requires broker-dealers and financial advisors to act in a retail customer’s best interest at the time of a recommendation. They must not place their own financial or other interests ahead of the customer’s. This standard is higher than the older “suitability” rule. Suitability meant a recommendation only had to be appropriate. It did not have to be the best option or free of conflicts.

Disclosure Obligation – Broker-dealers must disclose material facts about the relationship and the recommendation. This includes fees, the scope of services, and conflicts of interest.

Care Obligation – Broker-dealers must use reasonable diligence, care, and skill. They must consider costs, risks, and alternatives when making a recommendation.

Conflict of Interest Obligation – Firms must identify conflicts of interest. They must disclose them and mitigate or eliminate them. This includes conflicts that create incentives to favor one product over another.

Compliance Obligation – Firms must maintain policies and procedures. Those policies should be designed to ensure compliance with Reg BI as a whole.

Reg BI applies to each recommendation. It is not a continuous duty like the fiduciary standard for registered investment advisers. Even so, it narrows the gap. It puts more focus on costs, conflicts, and investor-focused decision-making.

Overall, Regulation Best Interest promotes transparency. It also aims to improve the quality of investment recommendations. It is designed to reinforce trust between retail investors and broker-dealers in the U.S. securities markets.

Background Information (from BrokerCheck)

Based on his FINRA BrokerCheck report, Albert Wojcik II:

Is not currently registered.

Has passed the Securities Industry Essentials (SIE) exam. Albert Wojcik II has passed Series 7 and Series 6. He has also passed Series 63.

Was previously registered with firms that include LPL Financial LLC and Essex National Securities, LLC.

Kurta Law Can Help

If you have worked with Albert Wojcik II and you have concerns about his activity, Kurta Law may be able to help you evaluate your legal options. To speak with Kurta Law, call 877-600-0098 or email info@kurtalawfirm.com.

Helpful resources: Unsuitable Investments | Securities Attorney

For nearly 20 years, Kurta Law has advocated for investors and helped hold financial professionals accountable. Our firm represents clients nationwide in securities arbitration and related disputes. If you believe a broker or firm mishandled your account, an attorney can review the facts and explain possible next steps.